Workers’ Compensation Attorneys in Cheshire, CT
When a workplace accident disrupts your life, it can lead to pain, lost wages, stress, and uncertainty. Your job is your livelihood. If an accident or work-related illness takes that away, you may be eligible for compensation. But collecting what you are rightfully owed isn’t always as simple as it should be.
An experienced workers’ compensation attorney can help the victims of a workplace injury or illness pursue the benefits they deserve. At The Dodd Law Firm, our workers’ comp lawyers have been assisting injured workers throughout Connecticut since 1971. Contact us today to schedule a free consultation.
Common Connecticut Workplace Injuries
Getting hurt on the job is a common occurrence. The Bureau of Labor Statistics tracks millions of cases each year where workers are forced to miss time from work due to a work-related accident or illness.
An injury can happen on any type of job. But some occupations are more hazardous than others. The National Safety Council (NSC) reports that the top occupations with the most workplace injuries include:
- Construction— Construction sites are some of the most dangerous environments for workers, with fall, electrical, trench, and machinery hazards.
- Manufacturing— Manufacturing and factory jobs require workers to use various types of machinery and be exposed to hazardous materials.
- Transportation — Delivery drivers of every type assume an extreme risk of being involved in traffic accidents.
- Service— Police officers, firefighters, and other first responders are exposed to unique hazards in their daily activities.
The NSC also reports that these factors are the most common causes of workplace injuries:
- Overexertion — Over one-third of occupational injuries are due to lifting heavy objects and repetitive motions.
- Contact with objects and equipment— More than one-quarter of workplace injuries impact people who are pinned, compressed, or caught by heavy equipment or machinery.
- Slip and falls— Another quarter of work-related injuries are due to slip and fall accidents.
Whether your occupation or type of injury is on this list or not, it’s important that you consult with a qualified workers’ comp attorney for assistance.
What Connecticut Workers’ Compensation Benefits Cover
Workers’ compensation is meant to be no-fault coverage for injured workers, meaning you don’t have to prove negligence to collect benefits. Connecticut workers’ compensation covers several different types of benefits:
- Medical Benefits— You are entitled to the payment for reasonable medical care for conditions related to a work injury or illness.
- Temporary Partial Disability (TPD) Benefits— If you can still perform some work duties, TPD benefits will cover 60%-70% of your lost wages while you are on light duty.
- Temporary Total Disability (TTD) Benefits— If you are temporarily unable to work, TPD benefits will pay 60%-70% of your average weekly wage, subject to a waiting period and a maximum amount per week.
- Permanent Partial Disability (PPD) Benefits— Once you reach maximum medical improvement (MMI), a physician will determine whether you have any permanent impairment. If it is a partial disability, you may be entitled to additional benefits paid as PPD.
- Permanent Total Disability (PTD) Benefits — If you are considered permanently and totally disabled after reaching MMI, you will be able to collect 60%-70% of your average weekly wage for life.
- Death Benefits— If a work-related accident or illness results in death, dependents may be eligible to file for death benefits, which typically cover funeral and burial expenses as well as ongoing payments to dependents equal to 60%-70% of the average weekly wage.
Exceptions to Filing a Workers’ Compensation Claim
There’s a common misconception that a worker’s only source of compensation is workers’ comp after a workplace injury. This isn’t necessarily the case. If another party was responsible for your injury or illness, you may have a third-party claim.
An employee may consider filing a personal injury lawsuit in conjunction with or instead of a workers’ compensation case if:
- A third party is responsible for your injuries.
- Your employer doesn’t carry workers’ compensation coverage.
- The injury was caused by a toxic substance.
- Your injury resulted from a defective product.
- Your employer’s negligent, illegal, or intentional conduct caused your injury or illness.
Damages available through a third-party case are slightly different. You can still collect compensation for medical care and lost wages. But you also have the right to pursue recovery for pain and suffering, which can be substantial.
The process of filing and winning a third-party case is much different and can be complex. At The Dodd Law Firm, we exclusively handle personal injury and workers’ compensation matters, so we will pursue all possible sources of recovery on your behalf.
Protecting Your Rights After a Workplace Injury
Unfortunately, your employer’s insurance company may not treat you fairly after you report a workplace accident or illness. You may encounter challenges like denied claims, delayed payments, or requests for excessive amounts of documentation. Your employer may also try to make it difficult for you by refusing to make any work available or even alleging that the accident didn’t happen at work.
When you hire a seasoned workers’ compensation lawyer, you will have a strong advocate in your corner. Your attorney will not permit any parties to take unfair advantage of your situation while you work on your physical and emotional recovery.
We understand that you have a lot on your plate, so we will take over handling your claim’s details. Our office will file all the necessary paperwork, coordinate your records, make an official appearance, and ensure the insurance company pays your bills.
Your attorney will remove the stress of dealing with insurance adjusters and will place you in the strongest position possible when it comes time to negotiate a settlement. If the insurance company isn’t reasonable, your law firm will also fight for justice in court when necessary.
How Our Connecticut Workers’ Compensation Attorneys Can Help
If you or a loved one has been hurt on the job or had a workers’ compensation claim denied, an experienced attorney can make all the difference in the outcome of your case. For over 50 years, the workplace injury attorneys at The Dodd Law Firm have been fighting for the rights of injured workers.
When you work with us, we make sure you get access to the benefits you need and deserve. And you don’t pay us any fees upfront. Call our Cheshire office today at 203-272-1883 or contact us online to schedule a free initial consultation.