Out of State Car Accident
Traveling out-of-state is stressful enough, thanks to booking hotel rooms, trying to navigate an unfamiliar area, and familiarizing yourself with local speed limits and signage. It gets even worse when you’re involved in a car crash far from home. How do you get your vehicle repaired and back home? Will your trip have to be extended? How are you supposed to fight for compensation when you don’t even live where the accident happened?
You don’t have to go through this time alone. Working with an attorney local to the accident location can help you minimize your stress and focus on getting back home. Call the Dodd Law Firm at 475-275-8649 for help with your Cheshire, CT car accident.
Factors That Complicate Out-of-State Collisions
There are lots of different factors that turn an already-stressful car accident into an absolute nightmare. Read more about them below:
- You’re dealing with different laws. No matter how familiar you are with accident laws in your home state, that knowledge may be irrelevant when you’re injured out of state. Consider, for example, contributory negligence states. If you’re from a state where you can recover compensation as long as you are less than 50% at fault, you may expect that to be the standard everywhere. Then you’re injured in an Alabama car accident, and you find out that if you are even 1% at fault you cannot be compensated for the crash. There are many state-specific laws that apply here.
- The other driver knows the laws and locale better than you. The other driver may know local roads and laws, which may help them when it comes time to talk to the police.
- You may not even be able to seek compensation from the other driver. If you’re hurt in a state with no-fault insurance laws, you may not be able to seek compensation from the other driver—even if they are clearly at fault. In no-fault states, both parties are compensated by their own insurance companies.
- If your case goes to court, it will be in the state where the accident occurred. After an experience like this, you probably don’t want to go back to that state any time soon. Unfortunately, if your case goes to court, you may have to. This adds additional stress, time, and unexpected costs to your case.
- A lawyer in your home state may not be able to help you. You will likely need an attorney who is licensed in the state where the accident occurred. This means you can’t use any of your local connections or resources to find the best attorney for your situation.
What About Your Insurance?
Fortunately, your insurance policy doesn’t change from state to state. Report the accident to them in a timely manner, cooperate with their investigation, and know that you’ll likely still get the same service and coverage that you would get for an accident at home.
Your Next Steps
We know you’re overwhelmed and frustrated by your situation, but don’t lose hope. You have options. We recommend:
- Talking to an attorney. Find an attorney licensed in the state where the accident occurred. They can give you an overview of the state’s personal injury and motor vehicle crash laws, and if they are familiar with your home state, they can explain how those laws differ. Find out how these differences may affect your claim and what you should do next.
- Holding off on talking to the other party’s insurance company. The other party’s insurance provider may come after you fairly quickly, looking for a recorded statement or your side of the story. Don’t talk to them yet. Wait until you have advice from your attorney before moving forward.
- Seeking medical care. It’s crucial to get checked out after an accident. You’ll want immediate detection and treatment for life-threatening injuries that may be lying in wait.
Reach Out to the Team at the Dodd Law Firm Now
If you’ve been injured in a car accident in Connecticut, we’re here to help. Schedule a consultation with the Dodd Law Firm now to learn more about your options. Just reach out online or call our team at 475-275-8649.
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