UM (uninsured) auto insurance protects you after a Motor Vehicle Accident when the at fault driver does not have insurance. UIM (under insured) protects you when the at fault driver has insurance, but not enough insurance to cover all damages (medical bills, lost wages, pain & suffering, etc). You expect the at fault driver to [...]
Settlement of a lawsuit involving a client rear-ended while driving on the highway. The client sustained serious injuries to her neck and head. She was ultimately diagnosed with post-concussive syndrome, cognitive impairments, migraines and tinnitus (ringing in the ears). A settlement of $400,000 was agreed upon at mediation.